Recent Posts

Terms and Conditions

The COSEF website is owned and operated by COSEF Ltd (‘COSEF’, ‘Us’, ‘We’, ‘Our’). By using or accessing this site, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions (‘T&Cs’). If you do not agree to these T&Cs, do not use this site.


Governing Law and Jurisdiction

COSEF controls and operates this site from Kampala, Uganda. These T&Cs are governed by the laws of Uganda. You and COSEF agree to submit to the non-exclusive jurisdiction of the courts of Uganda for all disputes arising out of or related to the content of this site or your use of this site. If you choose to access this site from another location, you are responsible for compliance with applicable local laws.


Revisions to T&Cs

COSEF may revise or amend these T&Cs at any time at our absolute discretion by posting revised terms. Any revisions will be effective immediately. By continuing to use this site after any revision becomes effective, you agree to be bound by the revised T&Cs. You agree that, in the event that any portion of these T&Cs is found to be unenforceable, the remainder of these T&Cs remain in full force and effect.


No Investment Advice

The information in this website is for general information only. The information is not intended to be investment advice and must not be relied upon as such. You should obtain professional investment advice tailored to your specific circumstances and needs prior to making any investment decisions.


Site Content, Ownership, and Use Restrictions

This site is the copyrighted property of COSEF © 2022. This site, and the material on the site, is protected by copyright under the laws of Uganda and other countries through international treaties. Unless otherwise indicated, and except for information directly from or links to third-party websites, all rights (including copyright) in all content, other material and compilations contained in, or used to, create or support this site including text, graphics, logos, button icons, video images, audio clips and navigational and other software (collectively referred to as the Contents) are owned or controlled, and are reserved by COSEF and Our related companies, affiliates, licensors and licensees.


You may not, without the prior written permission of COSEF and any other owner of rights in the Contents, download, reproduce, store (in any medium), transmit, communicate, share, display in public, perform in public, frame, adapt, change, or create a derivative work based on, any of the Contents. Notwithstanding the foregoing, you may access the site and make save and print material from the site for: (i) your personal, non-commercial use; (ii) the internal use by a person or entity that is considering doing business with Us; or (iii) for information purposes by members of the press.


Advertising & Links to Third Party Websites

This site may contain information from or hyperlinks and other pointers to internet websites operated by third parties. Such information or websites are not under the control of COSEF and We are not responsible for the contents of any such information or website or for any goods or services that you may acquire from those websites. COSEF provides such information and hyperlinks to you as convenience only, and the inclusion of any link does not imply any endorsement of the linked website by Us. You rely on such information or websites entirely at your own risk. You are referred to the relevant third party websites for all information regarding the third parties products and/or services and for terms and conditions under which you may use those websites. The responsibility for all issues relating to third party websites, including information, goods, services, prices and the delivery of any goods or services you purchase on the third party website, lies with the third party, subject to their terms and conditions.



No trademark (whether registered or otherwise) that is contained on this site or otherwise used by Us may be used without our prior, specific, written permission or that of the trademark owner.


User Conduct

You must not (and agree that you will not) upload, post, transmit or otherwise make available through this site any material which:

– violates or infringes the rights of others (including their privacy, publicity, or intellectual property rights);
– is unlawful, threatening, abusive, defamatory, invasive of privacy, vulgar, obscene, profane or which may harass or cause distress or inconvenience to, or incite hatred of, any person;
– encourages conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any law; restricts or inhibits COSEF or any other user from using the site;
– affects the functionality or operation of the site or the COSEF servers or the functionality or operation of any user’s computer systems (e.g. by transmitting a computer virus or other harmful component, whether or not knowingly); or
– breaches any standards, content requirements or codes promulgated by any relevant authority, including authorities that require COSEF to take remedial action under any applicable industry code.



You agree to indemnify and will keep COSEF indemnified against any claim, demand, injury, damage, loss, expense, cost or liability (whether direct or indirect), including reasonable legal fees, made against, incurred, or suffered by Us in connection with your use of this site, your breach of these T&Cs or your breach of any rights of third parties.



To the extent permitted by law, COSEF will not be liable in contract, tort (including negligence) or otherwise, for any direct, indirect, special, consequential or punitive loss or damages or any loss or damages whatsoever, including (but not limited to) loss of use, data, or profits, arising out of or in connection with: (1) the use, copying, or display of the contents of this site; (2) goods or services supplied by COSEF under these T&Cs; or (3) a failure or omission on the part of COSEF to comply with Our obligations under these T&Cs.


COSEF provides this site and its contents on an ‘as is’ basis and use of this site is at your own risk. COSEF and Our related companies, affiliates, licensors or licensees, and their respective directors, officers, employees or agents make no representation or warranty as to the accuracy, completeness, currency or reliability of the information contained on this site (including in relation to any products or services). To the extent permitted by law, none of them will be liable or responsible in any way (including in negligence) for errors in, or omissions from, the information contained on this site. To the extent permitted by law, COSEF expressly disclaims all warranties of any kind, whether express or implied.


Limitation of liability

Our total liability to you (if any) in connection with this site, or with these T&Cs or any goods or services supplied under them, will be limited at our election to, in the case of information or services supplied or offered by us, the re-supply of the information or services.



This website is not guaranteed to be free from viruses or anything else that may interfere with or damage the operations of your computer systems. Your use of this website is at your own risk.


Privacy Policy

COSEF complies with data privacy regulations and principles. For further information, please click here to view the COSEF website privacy policy.